1.2. This Privacy Policy (the “Policy”) applies to the Company and governs how the Company collects, maintains, uses and discloses personal information about you (the “User” or “Customer” or “Client”). This Policy applies to both current and prospective users as well as to visitors of the Company’s website(s).
2.1. To open an account with us, you must first complete and submit an application/registration form to us by completing the required information. By completing this application form, you are requested to disclose personal information to enable the Company to assess your application and comply with the relevant rules and regulations. The information you provide may also be used by the Company to inform you regarding its services. The Company shall not disclose to a third party any personal information unless required by law and/or competent authority.
2.2. The Company may from time to time engage third party providers such as marketing providers, card processing, payment service providers and/or credit institutions, affiliates and/or others to facilitate the business operations and provision of services to the clients whereas some or all clients’ data may be disclosed. Such companies do not retain, store or share information and the information shall be used only for specific purposes. Such third parties may store your information to comply with their legal and other obligations.
2.3. Websites’ systems are likely to collect information on your browsing history and IP address, however, such data does not identify you as a user. The collected information is used to enhance the provision of services subject to the policies of the Company. Similarly, the Company may use cookies on its websites such as ID and persistent cookies which do not expire and remain on your hard drive for statistical purposes to enable tracking and targeting the location and interest of clients. The Company does not have any control over cookies and/or data controlled by third parties.
2.4. Tracking systems used on the Company’s website(s) may collect your personal data to optimize the services provided to clients/potential clients. The websites collect information in the following ways:
3.1. Storage and use of your personal data is based on your consent (other than for the reasons described or implied in this policy when your consent is not required). You may revoke your consent at any time by opting out of such information and/or contacting the Company for the same.
3.2. Where our use of your personal information requires your consent, such consent will be provided in accordance with the express written terms which govern our business relationship (which are available on our website(s) as amended from time to time), or any other contract we may have entered into with you or as set out in our communication with you from time to time.
4.1. Safeguarding the privacy of your information is of utmost importance to us, whether you interact with us personally, by phone, by mail, over the internet or any other electronic medium. We will hold personal information, for as long as we have a business relationship with you, in a combination of secure computer storage facilities and paper-based files and other records and we take the necessary measures to protect the personal information we hold from misuse, loss, unauthorized access, modification or disclosure.
4.2. When we consider that personal information is no longer necessary for the purpose for which it was collected, we will remove any details that will identify you or we will securely destroy the records. However, we may need to maintain records for a significant period of time. For example, we are subject to certain anti-money laundering laws which require us to retain the following, for a period of five to seven years after our business relationship with you has ended.
6.1. You have the right to request the erasure of your data. Such requests will be subject to retention limits in accordance with applicable laws and regulations.
8.1. The Company may disclose your personally identifiable information as required by applicable laws and regulations, or when the Company believes such disclosure is necessary to protect its rights and/or comply with any proceedings, court order, legal process served or pursuant to governmental, intergovernmental or other regulatory bodies. The Company is not responsible for any misuse, loss of personal information or otherwise on the Company’s website(s) that is beyond its access or control. The Company will not be liable for unlawful or unauthorized use of your personal information due to misuse or misplacement of your passwords, negligent or malicious intervention and/or otherwise by you or due to your acts or omissions or a person authorized by you (whether that authorization is permitted by the terms of our legal relationship with you or not).
9.1. The company reserves the right to amend the Policy from time to time and/or insofar as required by legislative amendments and/or requirements. Clients should review the Policy on the websites of the company regularly.
